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Last updated by William at November 22, 2013.

Top Ten Tips For Planning For Long Term Care

Hi folks I just thought I’d share some useful info with regards to the hot topic of long term care. It is clear that this is one issue which is causing a great deal of debate amongst our policy makers and is causing great concern amongst a great many of you. The following is an article written by my colleague Tony Rosenbaum which appeared in The Scotsman newspaper on Saturday 20^th July. If you have any concerns in this area please contact us on 0800 321 3508 – free from a landline, or call my mobile direct at 0757 679 1009.

Each week, The Scotsman gives you a top ten guide to pertinent financial issues. Facing up to the fact that an independent elderly relative can no longer manage on their own is probably one of the hardest things we will ever have to do. Tony Rosenbaum, an adviser at Integrity Financial Solutions in Dunfermline, offers his tips on helping a relative make a seamless transition into long-term care.

Watching elderly relatives struggle isn’t easy, but help is at hand when it comes to care

5 Smart Places To Invest In Hard Times

At a time when UK savers are paying the highest price for the current slump with the BOE (Bank of England) base rate sitting at a record 1% (having dropped a whopping 3.5% in just 4 months), what are the alternatives for savers seeking a safe refuge and a reasonable return in the current crisis?

Today let’s look at some potential homes for your cash and review how they’ve been performing recently…

Is a Life Settlement the Holy Grail?

It says a lot about the state of this country’s finances when the people being punished most are those who have shown prudence with their own money and are being punished for the profligacy of others. Those who showed a degree of caution and helped prop up our ailing economy are now being “rewarded” with a measly 1.5% interest rate.

So what can savers do to minimise their risks and get decent returns above bank base rate? This of course is the investors’ nirvana (or even Holy Grail for some at present) but its possible that solutions exist if we look hard enough for them as I hope to show you below.