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I’m incredibly busy today, but what I’m writing to you is important for women here in UK.
European Bureaucrats have issued an edict… sadly, against you.
You may or may not have heard about the new, bleakly entitled “EU gender directive”, which will come into force on 21st December this year. If you have a life and haven’t heard about it, then here’s what our friends in Europe have ruled for our lives now…
Approaching retirement?
• Want to increase your retirement income for the rest of your life?
• Have you examined all your retirement options?
• Do you smoke, have an illness or take prescription medication?
When you retire you can take a tax-free lump sum from the money you have accumulated in your pension fund. The rest of the fund is usually used to buy an annuity which provides an income for the rest of your life.
Significant differences in the income your pension fund can buy exist between various annuity providers so it is worthwhile ‘shopping around’ to find the best deal for you. In addition, if you have certain health conditions or are a smoker, an enhanced annuity could provide you with an even higher income.
Once an annuity is selected you cannot later change your mind and move funds elsewhere – so making the right choice is vital. At IFS we provide expert, independent financial advice to help you get the best retirement income. Please contact me on 0800 3213508 to discuss your retirement options. It could be worth a lot of money to you and your spouse if you do.
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Hi folks I just thought I’d share some useful info with regards to the hot topic of long term care. It is clear that this is one issue which is causing a great deal of debate amongst our policy makers and is causing great concern amongst a great many of you. The following is an article written by my colleague Tony Rosenbaum which appeared in The Scotsman newspaper on Saturday 20th July. If you have any concerns in this area please contact us on 0800 321 3508 – free from a landline, or call my mobile direct at 0757 679 1009.
Each week, The Scotsman gives you a top ten guide to pertinent financial issues. Facing up to the fact that an independent elderly relative can no longer manage on their own is probably one of the hardest things we will ever have to do. Tony Rosenbaum, an adviser at Integrity Financial Solutions in Dunfermline, offers his tips on helping a relative make a seamless transition into long-term care.
Watching elderly relatives struggle isn’t easy, but help is at hand when it comes to care
Hi everyone,
Today’s article is about getting a little love back from the Taxman.
If you’re a business owner, highly paid director or even just an employee who wants high levels of life cover, you could be paying more tax than you need to.
Sometimes simple things only become obvious when we look closely.
87% of people would prefer protection over and above that which simply pays off their mortgage according to new research conducted by Bright Grey in May earlier this summer.
Here is an interview William gave on BBC Radio Scotland where he spoke with Fred MacAulay and Karen McKenzie about Cash and Investment ISA's
Listen to the BBC show here
