Blog Archives

Last updated by at .

Top Ten Tips For Planning For Long Term Care

Hi folks I just thought I’d share some useful info with regards to the hot topic of long term care. It is clear that this is one issue which is causing a great deal of debate amongst our policy makers and is causing great concern amongst a great many of you. The following is an article written by my colleague Tony Rosenbaum which appeared in The Scotsman newspaper on Saturday 20th July. If you have any concerns in this area please contact us on 0800 321 3508 – free from a landline, or call my mobile direct at 0757 679 1009.

financial advice planning

Each week, The Scotsman gives you a top ten guide to pertinent financial issues. Facing up to the fact that an independent elderly relative can no longer manage on their own is probably one of the hardest things we will ever have to do. Tony Rosenbaum, an adviser at Integrity Financial Solutions in Dunfermline, offers his tips on helping a relative make a seamless transition into long-term care.

Watching elderly relatives struggle isn’t easy, but help is at hand when it comes to care

Read more ›


How To Do Equity Release Safely

Hi everyone,

today I thought I’d discuss an avenue open to those with wealth tied up in their properties, but who feel themselves to be stuck between “a rock and a hard place”. This is because the monthly income levels you’d predicted would allow you to feel comfortably well off in retirement really don’t match todays high cost of living after all.

It’s pretty galling to have worked and planned all one’s life to enjoy freedom from work, and finally be able to pursue one’s passions (like golf, or salmon fishing in some exotic location!) only to end up held back by mounting money concerns in your old age.

The problem is that when we’re at that age – dreams can’t be put on hold anymore, because there’s no time left to do all the things we really want to do is there?

Read more ›


Investment Notice
The value of an investment can go down as well as up and you may not get back as much as you put in
Financial Advice
MP3 and PDF Financial Guides
William on BBC Radio

Here is an interview William gave on BBC Radio Scotland where he spoke with Fred MacAulay and Karen McKenzie about Cash and Investment ISA's

Listen to the BBC show here
Dates and Times

NOTE: I have been writing articles here since 2007 so please take note the date of the article, because obviously, things like laws or tax allowances etc may have changed since then.

I do try my best to keep up to date, but I'm only an humble advisor and there are hundreds of my financial articles here! Please call or email if you need to double check something. I'll gladly help.

Testimonials

"I have introduced many clients of mine to Billy as I have complete trust in his professional ability." Tom Queen, Solicitor - Thomas Queen & Co. Dunfermline, Fife.

"I've found Billy a personable yet professional practitioner who offers sound advice and realistic proposals backed up by facts. I'd wholeheartedly recommend Billy." Rory Paterson, Director - Mediacom Scotland Ltd

Read more...